Life insurance is a financial product that provides a lump sum payment to your beneficiaries upon your death or unexpected event. It serves as a safety net, ensuring that your loved ones are financially secure if something were to happen to you. It can help cover funeral expenses, replace lost income, pay off debts, and much more! Contact AJ to start protecting your family today!

There are several types of life insurance, but the most common ones are Term Life Insurance, Whole Life Insurance, and Universal Life Insurance. Term life provides coverage for a specified term, while whole and universal life policies offer lifetime coverage with a savings component. Contact AJ to explore our range of personalized life insurance policies to find the perfect fit for your needs.

The cost of life insurance is influenced by factors such as your age, health, smoking status, coverage amount, and type of policy. Generally, the younger and healthier you are when you apply, the lower your premium will be. Contact AJ today to learn how to get the best rates with our tips on reducing life insurance costs.

Yes, most life insurance policies can be adjusted. You can increase or decrease your coverage, change beneficiaries, or switch to a different type of policy, subject to policy terms and conditions. Contact AJ today to discuss adjusting your existing policy to better suit your needs.

Yes, you can have multiple life insurance policies. It's not uncommon for individuals to have both a term life policy to cover short-term needs and a permanent life policy for long-term financial security.

Beneficiaries typically receive the life insurance payout tax-free. They can choose to receive the funds in a lump sum or as structured payments, depending on their preferences and the policy terms.